May Was a Clear Reminder That Rate Timing Is Not a Strategy and Here Is What Works Instead

May Was a Clear Reminder That Rate Timing Is Not a Strategy and Here Is What Works Instead

Danny Damian
Published on: 12/06/2026

One hot report moved rates fast. Danny Damian explains how to buy when the numbers make sense now.

Mortgage
Your Fixed Rate Did Not Change but Your Mortgage Payment Just Went Up and Here Is Why

Your Fixed Rate Did Not Change but Your Mortgage Payment Just Went Up and Here Is Why

Danny Damian
Published on: 12/06/2026

Taxes and insurance raise your payment even with a fixed rate. Danny Damian explains what to do.

Mortgage
Understanding ARM Loan Risk Before You Sign Is the Difference Between Smart and Dangerous

Understanding ARM Loan Risk Before You Sign Is the Difference Between Smart and Dangerous

Danny Damian
Published on: 11/06/2026

Lower payment now, risk later. Danny Damian explains when ARMs make sense and when they do not.

Mortgage
A Record 34 Percent of Sellers Cut Prices in February and Here Is What Buyers Should Do Now

A Record 34 Percent of Sellers Cut Prices in February and Here Is What Buyers Should Do Now

Danny Damian
Published on: 03/06/2026

Inventory up, sellers negotiating. Danny Damian explains how prepared buyers are winning right now.

Mortgage
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